Term Assurance

Protect your mortgage over its lifetime

When you take out a mortgage, most lenders will require that you take out some form of life or term assurance. In the event that something untoward happens to you, such a policy is designed to pay out a lump sum that will pay off your outstanding mortgage obligations. There are several options to choose from.

Types of life cover we can help arrange include:

Term Insurance,
Mortgage Protection,
Family Income Benefits,
Whole Life and Inheritance Tax Planning.

Life cover

Pays out a lump sum in the event of your death, which should be sufficient to pay off your mortgage. Not tied to your mortgage in any way – premiums remain fixed, and are generally lower the younger you take out such insurance.

Get life cover quote

Level Term Assurance

Again, this type of policy pays out a fixed lump sum in the event of your death, designed to pay off the balance of your mortgage. The difference with Term Assurance is that it only lasts as long as your mortgage does.

Get level term assurance quote